|
We
offer a variety of accounts to fit your needs. All accounts
include these convenient
services:
"Voice
Access" telephone
banking.
Combined monthly statement
of all your checking and savings
accounts, and lines of credit.
Check
safe-keeping
Imaged
check statements available for a $4.00 monthly fee.
Performance
Banking
Traditional Checking Account
| Minimum Balance required to open account: $100.00 |
| Minimum
Balance: |
None |
| Monthly
Fee: |
None |
| Interest
Bearing: |
See rates page for current rates.
Subject to change.
Interest paid on checking
balances of $250.00 or more. |
| Notes
and Features: |
Free initial single check order.
|
Performance Plus
Banking
A Now Checking Account for customers age 55 or over
| Minimum Balance required to open account: $100.00 |
| Minimum
Balance: |
None |
| Monthly
Fee: |
None |
| Interest
Bearing: |
See rates page for current rates.
Subject to change.
Interest paid on checking
balances of $250.00 or more. |
| Notes
and Features: |
Free Performance Plus Check blanks, Money orders,
10 copies per month and 1/3 off a Safe Deposit Box Rental. | VSB Checking
Basic Checking Account
| Minimum Balance required to open account: $50.00 |
| Minimum
Balance: |
None |
| Monthly
Fee: |
None |
| Monthly
Check Charge: |
None |
| Notes
and Features: |
Free
initial single check order |
ATM/Debit Card Account
A
NOW Account
| Minimum Balance required to open account: $50.00 |
| Minimum
Balance: |
$50.00 |
| Monthly
Fee: |
$5.00 if below
minimum |
| ATM Card Fee :
|
$18.00 per year
|
| Notes
and Features: |
No
monthly fee is imposed if you maintain a balance of
$50.00. |
| Transaction
Limitations: |
No ACH withdrawals
or check withdrawals allowed on this account. |
Viking
Statement Savings
A T
raditional Savings A
ccount
Earns interest -
See rates page for current
rates.
| Minimum Balance required to open account: $75.00 |
| Minimum
Balance: |
$75.00 |
| Monthly
Fee: |
A
service charge of $2.00 will be
charged if the minimum
balance
is
below the required minimum at any time during the month.
Seven
withdrawals allowed per month, if over seven $1.00
per withdrawal will be
charged.
Monthly Statements with monthly activity, otherwise Quarterly Statements. |
Viking
Junior Statement Savings
Childrens Savings Account
Minimum Balance required to open account: $25.00
Age: Under 18
Free Piggy Bank upon Account opening
Stickers and Treats for Deposits
Minimum Balance: $25.00
Minimum Balance Fee: $2.00 if balance falls below minimum
Seven
withdrawals allowed per month, if over seven $1.00
per withdrawal will be
charged.
Monthly Statements with monthly activity, otherwise Quarterly Statements.
Christmas
Club
Start early in time to save up for Christmas!
Minimum Balance requried to open account: $20.00
Monthly ransfers
Minimum monthly transfers: $20.00
Maximum Deposit Amount: $50,000.00
Penalty for early withdrawal: $25.00
Viking
Money Market Savings
Higher Balance Savings. The interest rate and
annual
percentage yield you receive varies on the current
Money Market rates*, based on the amount
you keep in your
account.
Minimum Balance required to open account: $2,500.00
| Minimum
Opening Balance:
|
$2,500.00 |
Minimum
Balance
Requirement: |
$2,500.00 |
| Fees:
|
A
service charge fee of $10 will be
charged if the
minimum balance
is below the required
minimum
at any time during the
month. |
| Transaction
Limitations: |
During any calendar month or statement cycle of at least four weeks, you may not make more than six "conveinent" transactions.
This can be six checks, six POS transactions, six overdraft protection transfers, six telephone transfers, six automatic or
preauthorized transfers or six online bill payments or any combination of the above. The overall limit is still six.
*See
rates
page for current rates. |
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to
Products
Service Fees |
