We offer a variety of accounts to fit your needs. All accounts
include these convenient services:
"Voice
Access" telephone banking.
Combined monthly statement of all your checking and savings
accounts, CDs and lines of credit.
Check
safe-keeping
Imaged check statements available for a $4.00 monthly fee.
Performance
Banking
A NOW account for customers who have three or more products/services,
or have other high balance accounts.
| Opening
Deposit: |
$100.00 |
| Minimum
Balance: |
None |
| Monthly
Fee: |
None |
| Monthly
Check Charge: |
None |
| Interest
Bearing: |
See
rates page for current rates. Subject to change. |
| Eligibility
Requirements: |
• Must have three banking relationships with VSA
-or-
• More than $5,000 in Money Market or Savings -or-
• More than $10,000 in Certificates -or-
• More than $15,000 in total deposits |
| Notes
and Features: |
Includes
DEBIT Card. (Upon Qualification) |
VSA Checking
For customers who do not want to pay a monthly
fee or maintain a minimum balance.
| Opening
Deposit: |
$50.00 |
| Minimum
Balance: |
None |
| Monthly
Fee: |
None |
| Monthly
Check Charge: |
None |
| Notes
and Features: |
Free
initial check order |
Classic
Checking
For customers who are age 50 or better and want a no-fee
account with no minimum balance.
| Opening
Deposit: |
$50.00 |
| Minimum
Balance: |
None |
| Monthly
Fee: |
None |
| Monthly
Check Charge: |
None |
| Notes
and Features: |
Includes
one box of Viking checks per year. |
Perfomance Plus Banking
A NOW account for
customers who are age 62 or better and want a no-fee account
that earns interest with other free products.
| Opening
Deposit: |
$100.00 |
| Minimum
Balance: |
$250.00 |
| Monthly
Fee: |
$5.00
if below minimum |
| Monthly
Check Charge: |
None |
| Interest
Bearing: |
See
rates page for current rates. Subject to change. |
| Notes
and Features: |
Includes
Eagle Club check blanks, DEBIT Card (Upon Qualification),
money orders, 10 copies per month,
and 1/3 off on safe deposit box rental.
Interest paid on checking balances of $250.00 or more. |
ATM/Debit Card Account
A NOW account for customers who do not want to write checks or cannot have a traditional account.
| Opening
Deposit: |
$50.00 |
| Minimum
Balance: |
$50.00 |
| Monthly
Fee: |
$5.00 if below minimum |
| ATM Card Fee : |
$18.00 per year |
| Notes
and Features: |
No monthly fee is imposed if you maintain a balance of $50.00 or a $1,200.00 balance in a Viking Statement Savings or Money Market Savings Account, each day in the statement cycle. |
| Transaction Limitations: |
No ACH withdrawals or check withdrawals allowed on this account. |
Viking
Statement Savings
A traditional
"saving for a rainy day" account
Tiered balances earning tiered, variable rates.
See rates page for current rates.
$0-$1000.00
$1000.01 and higher
| Minimum
Balance: |
$75.00 |
| Monthly
Fee: |
A
service charge of $2.00 will be charged if the minimum
balance
is below the required minimum at any time during the month.
Seven withdrawals allowed per month, if over seven $1.00
per withdrawal will be charged. Quarterly statements. |
Viking
Junior Statement Savings
An account
for our younger savers under age 18 with the same features
as Viking Statement Savings except with a lower minimum balance
requirement of $25.00.
Christmas
Club
Make
your Christmas all that you dream it to be, and Worry
Free!
Save all year for your Christmas purchases with a simple
semi-monthly or monthly transfer from your checking or
savings
account into your Christmas Club Account. Plus earn a higher
rate of interest than our statement savings accounts.
See
rates page for current rate.
Viking
Money Market Savings Select
An account
designed for the higher balance saver. The interest rate and
annual percentage yield you receive varies on the current
Money Market rates*, based on the amount you keep in your
account.
Minimum
Opening Balance
Deposit Required: |
$2,500.00 |
Minimum
Balance
Requirement: |
$2,500.00 |
| Fees:
|
A
service charge fee of $10 will be charged if the
minimum balance is below the required minimum
at any time during the month. |
| Transaction
Limitations: |
Transfers
from a Money Market Savings Account
or Statement Savings Account to another
account, or to third parties by pre-authorized,
automatic, or telephone transfer, are limited to
six per statement cycle. Three transfers of the
six may be made by check, draft, debit card, or
similar order to third parties.
*See
rates page for current rates. |
Back
to Products
Service Fees |
